Mass Buying Power provides discounts and/or value-added incentives on major consumer goods and services to group and family members through its network of preferred vendors. Its group members include some 1200 major corporations, hospitals, universities and credit unions in Massachusetts and Southern New Hampshire; as well as municipal, state and federal government employees.

Founded in 1967 as an automobile buying service, Mass Buying Power was one of the early pioneers of an industry that would later be at the forefront of the e-commerce movement. Today Mass Buying Power sets the standard for honesty, integrity and value in transactions between buyers and sellers.

Consumer Credit Counseling is excited to offer you and your immediate family members The Employee Fiscal Fitness Program (EFFP) through the Consumer Credit Counseling Service of Southern New England (CCCS)!

The EFFP Program is both voluntary and confidential and designed to assist you in reaching your personal financial goals. Some of CCCS's Products & Services offered are Budgeting and Credit Counseling, Debt Management Plan and Internet Counseling.

CCCS is a privately funded, non-profit agency that provides personalized, confidential financial advice and education around debt, credit, money management, budgeting and housing issues. Personalized financial help is available in person, over the phone by calling 1.866.384.2227 and at www.creditcounseling.org. These services are available to you whether or not you are having a financial problem - you can: call with credit questions, to request a written fact sheet on an appropriate topic, to get an objective look at your budget or help in reaching a particular goal (i.e. increased savings or buying a home) or assistance in looking at options to resolve a debt problem.

Life Works provides you and your immediate family with information and resources that can help improve many areas of your life, from personal to professional. But we do more than give you information -- we help you take action, with materials that get you thinking and tools that help you set things in motion. This confidential service is available 24/7.

LifeWorks knows it can be stressful and overwhelming when you're dealing with complex issues. But with LifeWorks, the expert advice, support, and practical information you need is always within reach. You can turn to us for free, confidential help with just about anything. Whether you need help managing stress or managing relationships, looking for an attorney, writing a living will, or dealing with divorce, LifeWorks offers a wealth of information, support and online resources. From simple questions to complex concerns, you can depend on us. It's confidential and available 24/7 at no cost to you. Call 1-888-214-6668 or visit our Web site today at www.lifeworks.com.