Wainwright Bank & Trust Company and WB&T Mortgage Company (the "Bank") are committed to maintaining the confidentiality of customers' personal information obtained through use of its various products and services. We, our and us, when used in this notice, mean Wainwright Bank & Trust and WB&T Mortgage Company.

Privacy Policy

This Policy establishes guidelines for the collection, use and confidentiality of customers' non-public personal information.

This Policy shall apply to all customer information obtained by the Bank, and its subsidiaries and affiliates, from non-public sources.

We collect information about you from the following two (2) sources:

Information you give us on applications or other forms (such as your name, address, social security number, assets and income)

Information about your transactions with us (such as your account balance, payment history, and parties to transactions)

• Information about your transactions with our affiliates
• Information about your transactions with other parties
• Information from a consumer-reporting agency (such as your credit history and creditworthiness)

We do not disclose any information about our customers, or former customers, to anyone except as permitted by law.

We restrict access to customer information to those employees who need to know that information to provide our products and services to you. All of our operational and data processing systems are located in secure environments that protect your information from being accessed by unauthorized third parties. We maintain physical, electronic, and procedural safeguards that comply with regulatory standards to protect your information.