If you are expanding your operations, upgrading your facilities, or purchasing capital equipment, a Term Loan from Wainwright Bank can help. Competitive rates and a quick approval are available for short and medium term loans starting at $10,000.

For more information or to arrange an appointment, contact Commercial Lending at 1-800-444-BANK (2265) or email commercialloans@wainwrightbank.com.

If you experience occasional short-term needs for additional cash such as purchasing inventory or seasonal sales cycles, consider a Business Line of Credit from Wainwright Bank. Competitive rates are available and your line can also provide automatic overdraft protection for your business checking account.

For greater convenience when making purchases or traveling, choose between a VISA Business Credit Card or Business Travel Credit Card. The simple monthly statement makes it easy to track the transactions of even multiple employees.

Sometimes business owners have difficulty securing credit because they don't have sufficient business assets to offer as collateral. If that's the case and you are a homeowner, consider a personal Home Equity Line of Credit - Wainwright bank offers one of the best home equity line deals around with an even lower rate for Personal Relationship Package customers.

For more information or to arrange an appointment, contact Commercial Lending at 1-800-444-BANK (2265) or email commercialloans@wainwrightbank.com.

The Small Business Administration helps new and growing businesses keep growing by guaranteeing a portion of a loan you receive from a bank. Wainwright Bank offers several SBA loan options including the Express Program, 7a Guaranty Program, Minority Program, Women Owned Business Program and the LowDoc Program.

If you are a developer or investor and want to work with an experienced, knowledgeable commercial real estate lender for your next project, contact Commercial Real Estate Lending at 1-800-444-BANK (2265) or email realestateloans@wainwrightbank.com.

If you're purchasing or refinancing your commercial property, need a construction loan or are looking to free up some working capital, consider a Commercial Mortgage from Wainwright. Competitive interest rates with flexible terms are available.

For more information or to arrange an appointment, contact Commercial Lending at 1-800-444-BANK (2265) or email commercialloans@wainwrightbank.com.

As a leading socially progressive bank, Wainwright has committed over $500 million in community development loans for projects addressing issues such as affordable housing, special needs housing, hunger, homelessness, environmental protection, health services, and more. In fact, Wainwright is one of the few banks in the country to have a team of lenders exclusively dedicated to community development lending. If you are a nonprofit or a developer who wants to work with an experienced, dedicated lender for your next project, contact Nonprofit Lending at 1-800-444-BANK (2265) or email nonprofitloans@wainwrightbank.com.

Please note: Our lending area for mortgages is primarily Eastern Massachusetts.