compare savings
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accounts   interest rate   minimum to open an account   normal monthly service charge   minimum to avoid a charge   other
nonprofit savings
Variable $250 $2.50 $250
  • $1 per debit for each debit over 3 per statement period
money market deposit
Variable

Basic rate on balances up to $2,499

Advantage rate on balances of $2,500 and up
$2,500 $6 $2,500
  • Free ATM Card or Debit Card with an associated checking account
  • 6 withdrawals per statement period allowed by check (maximum 3), telephone, online, ATM, or by preauthorized payment
  • $10 per check for each check over 3 and each transfer over 6 per statement period
nonprofit high yield money market

Variable

Basic rate paid on balances up to $24,999

Advantage rate paid on balances $25,000 and over

Preferred rate paid on balances $50,000 and over

Premium rate paid on balances $250,000 and over

$25,000 $15 $25,000
  • Free ATM Card or Debit Card with an associated checking account
  • 6 withdrawals per statement period allowed by check (maximum 3), telephone, online, ATM, or by preauthorized payment
  • $10 per check for each check over 3 and each transfer over 6 per statement period
nonprofit CDs
Rates are fixed with term of certificate $1,000 N/A N/A
  • Terms of 30 days to 5 years
  • Interest compounded monthly and available for automatic transfer to checking or money market account
  • Penalty may be imposed for early withdrawal
  • Jumbo CDs are available in denominations over $100,000 for terms of 7 to 365 days
nonprofit CD
Rate is fixed for 3 year term $1,000 N/A N/A
  • Each CD opened increases the available funds in a line of credit to Equal Exchange, a Fair Trade coffee, tea and chocolate merchant who provides over 30 farmer cooperatives in 16 countries with a fair price for their crops.
  • Interest compounded monthly and available for automatic transfer to checking or money market account
  • Penalty may be imposed for early withdrawal
  • For more information, visit http://www.equalexchange.com/eecd
  • To open an Equal Exchange CD email us or call 800-444-BANK (2265).
 
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Wainwright: banking on Valuesnonprofit banking options
Equal Housing Lender and FDIC Insured
Wainwright Bank & Trust Company, 63 Franklin Street, Boston, MA 02110     Call 617-478-4000 or 1-888-428-BANK