If you only write a few checks each month and want a checking account with no minimum balance required, this is for you.

• $10 minimum to open
• No minimum balance required to avoid monthly service charge
• 8 written checks per month at no charge
• $1 per check paid in excess of 8 per statement cycle

• Free ATM or Debit Card
• Free unlimited withdrawals at over 5,000 SUM ATMs
• Free Online Banking with Free Bill Pay

• Direct Deposit (free unlimited check writing with Value Checking)
• Statement Savings Account
• Money Market Deposit Account
• Automatic Savings Transfer
• Personal VISA Credit Card
• Automatic Overdraft Protection Transfer from Savings or Money Market
• Personal Line of Credit Automatic Overdraft Protection

Make your banking easier and save hundreds of dollars by wrapping your personal accounts and loans together into one simple package. Get more convenience for less money with features like free worldwide ATM transactions, free overdraft protection transfer from a savings or money market account, and lots more!