• Family Income Limit:  $67,280
  (Excluding projected multi-family rental income)
• Maximum loan amount: $300,700

• First Time Homebuyers:  No Closing Costs
• Refinances: $500 Credit to Closing Costs
• The Affordable Mortgage has a periodic cap of 1% and a lifetime cap of 6%
• 5/1-Year ARM:  Fixed 5 years, then can change annually based on one year T-Bill plus a margin of 2.75%

• Automatic Loan Payments from a Wainwright Checking or Savings Account
• Personal Relationship Package
• Home Equity Line of Credit
• Personal VISA Credit Card
• Online Banking with free Bill Payment

Make your banking easier and save hundreds of dollars by wrapping your personal accounts and loans together into one simple package. Get more convenience for less money with features like free checking, free worldwide ATM transactions, free overdraft protection, and lots more!

Please note: Our lending area for loans & mortgages is primarily Eastern Massachusetts.