A special program for state employees, county employees and nonprofit employees of municipalities in Massachusetts providing no down payment options, reduced rate and potential savings on closing costs.

• Family Income Limit: $113,535

• 100% Financing
• 5/1 ARM Rate at .125% discount
• Potential credit toward closing costs based on income

• Automatic Loan Payments from a Wainwright Checking or Savings Account
• Personal Relationship Package
• Home Equity Line of Credit
• Personal VISA Credit Card
• Online Banking with free Bill Payment

Make your banking easier and save hundreds of dollars by wrapping your personal accounts and loans together into one simple package. Get more convenience for less money with features like free checking, free worldwide ATM transactions, free overdraft protection, and lots more!

Please note: Our lending area for loans & mortgages is primarily Eastern Massachusetts.