• Low to moderate income families looking to purchase a property with as little as 3% down.

• Household Income Limit:Varies by Community and family size

• Rate is lower than 30-year conventional mortgage
• No Private Mortgage Insurance (PMI); instead a 2nd mortgage payment of interest only for the first ten years
• No points

• Automatic Loan Payments from a Wainwright Checking or Savings Account
• Personal Relationship Package
• Personal VISA Credit Card
• Online Banking with free Bill Payment

Make your banking easier and save hundreds of dollars by wrapping your personal accounts and loans together into one simple package. Get more convenience for less money with features like free checking, free worldwide ATM transactions, free overdraft protection, and lots more!

Please note: Our lending area for loans & mortgages is primarily Eastern Massachusetts.