Wainwright Bank & Trust Company holds true the principle that environmental responsibility and social responsibility are the pillars of sustainable businesses. We recognize that, though a community bank, the impact of our investments, services and operations ultimately have a global environmental impact.

In accordance with our beliefs, the bank endeavors to minimize its impact on the environment while promoting practices and policies that better the environment in the communities that we serve. We believe this philosophy maximizes the position of all our stakeholders - employees, customers, shareholders and communities.

With a special consideration for issues concerning environmental justice, our management decisions incorporate these ideals

* Investment of capital is made with consideration for the effect on the local and global environment.

* Products and services should promote a healthy environment.

* The bank's operations should strive to use best environmental practices.

* To report to all stakeholders on the bank's environmental performance through an annual CERES Report.